83 Million Nigerians to Benefit from New Health Insurance Scheme


The President of Nigeria, Muhammadu Buhari has signed into law, the National Health Insurance Authority Bill 2022, canceling the National Health Insurance Scheme Act.

In a statement by presidential spokesman, Garba Shehu, Buhari said at the signing of the new law that a fund will be set up “to ensure coverage of 83 million poor Nigerians who cannot afford to pay premiums as recommended by the Lancet Nigeria Commission.”

The president explained that the authority will collaborate with state government health insurance schemes to accredit primary and secondary health facilities and enroll Nigerians into the scheme in order to ensure the delivery of quality health care.

According to a November 2021 survey by NOI Polls, about eight out of 10 Nigerians do not have health insurance cover in Africa’s largest economy. A majority of Nigerians pay cash if they have to visit a health care facility when ill.

To reduce huge out-of-pocket spending for health services, which often leaves many Nigerians in debt, the government established the NHIS in 2004. However, despite billions pumped into the scheme since its inception 18 years ago, millions of Nigerians still lack access to quality healthcare services.

According to reports, the health insurance scheme is mostly described as fraudulent and an agency that lacks transparency and accountability. As of 2018, two past heads of the agency were accused of fraud.